Every contract you sign — from software terms of service to apartment leases to employment agreements — was drafted by the company's legal team to maximize the company's protection and minimize yours.

Mandatory arbitration clauses: You waive your right to sue. Disputes are resolved by a private arbitrator (often chosen by the company). Class action waivers prevent collective legal action. Found in: 80%+ of consumer contracts, employment agreements, credit card terms. The Supreme Court has upheld these clauses repeatedly. By clicking "I agree," you've likely waived your right to a jury trial in dozens of relationships.

Auto-renewal: Subscriptions, insurance policies, gym memberships, and SaaS products auto-renew by default. Cancellation often requires: specific timing (only during a "cancellation window"), specific methods (phone call to retention team, not email), and advance notice (30-60 days before renewal). The friction is intentional — every barrier prevents a percentage of cancellations.

Liability limitations: "In no event shall Company X be liable for damages exceeding the amount paid in the 12 months preceding the claim." Translation: maximum liability is your subscription fee, regardless of actual damages.

Non-compete/non-solicitation in employment: Many employees sign agreements limiting their ability to work for competitors or contact clients after leaving. Enforceability varies by state (California bans most non-competes), but the chilling effect works even when clauses are unenforceable — most employees don't know their rights.